These are the small cars that should cost you the least to own over three years. This has been calculated by Wheels using fuel economy, maintenance and insurance costs, and the sum you can expect to lose in depreciation. Cars also get points for the length of their warranties. To read about the brains behind the formula, please click here to visit Wheels.

BEST VALUE CITY CARS

1. Holden Barina Spark CD

18

The Holden Barina Spark is the second-cheapest car of the 2000-odd we put through the wringer, and according to official figures uses just 5.2 litres of 91-octane petrol per 100km. But, while its resale is not bad at 65 percent, it’s bettered by our top three light-class contenders. While city cars are the cheapest new cars you can buy, there is better value in buying a slightly bigger and more expensive new car, because it will retain a bigger proportion of its new price over three years.

2. Suzuki Celerio

18

3. Nissan Micra ST

18
City CarsHolden Barina Spark CD hatch manSuzuki Celerio manNissan Micra ST man
Purchase Price$12,890$12,990$13,490
Combined cycle fuel (L/100km)5.24.75.9
Fuel RON (min. rec.)919191
Three-year fuel cost$2968$2683$3368
Redbook resale (%)64.764.367.0
Three-year depreciation$4550$4637$4452
AAMI insurance premium$627$627$642
Service interval (months)966
Warranty (years)333

BEST VALUE LIGHT CARS UNDER $17K

1. Mazda 2 Neo

18

Meet the car that’s not just the value pick of the light-car class, but the entire field. The Mazda 2 Neo is Australia’s least expensive car to run in terms of three-year depreciation and fuel costs. So if you want to save money, buy a base Mazda 2. And it’s pleasing that, if you want to enjoy your driving in a light car, a 2 is good for that too.

2. Honda Jazz VTi

18

3. Ford Fiesta Ambiente

18
Light Cars under $17KMazda 2 Neo manHonda Jazz VTi manFord Fiesta Ambiente man
Purchase Price$14,990$14,990$15,825
Combined cycle fuel (L/100km)5.46.25.8
Fuel RON (min. rec.)919191
Three-year fuel cost$3082$3539$3311
Redbook resale (%)79.069.264.5
Three-year depreciation$3148$4617$5618
AAMI insurance premium$641$641$709
Service interval (months)12612
Warranty (years)333

BEST VALUE LIGHT CARS UNDER $25K

1. Mazda 2 Genki

18

Another price point, another Mazda 2 on top; clearly the Mazda’s value doesn’t dissipate as you work up through the range. The smart-looking Genki uses less fuel than the Neo, yet has a bit more power – win-win. There’s value in the fact the Genki features extra driver safety technology, plus other niceties to make it more satisfying to own and easier to sell when it’s time for a new one.

2. VW Polo 81TSI Comfortline

18

3. Ford Fiesta Trend

18

Light Cars under $25KMazda 2 Genki manVolkswagen Polo 81TSI Comfortline manFord Fiesta Trend man
Purchase Price$19,990$18,590$17,825
Combined cycle fuel (L/100km)5.24.95.8
Fuel RON (min. rec.)919591
Three-year fuel cost$2968$2978$3311
Redbook resale (%)76.365.664.7
Three-year depreciation$4738$6395$6292
AAMI insurance premium$726$731$724
Service interval (months)121212
Warranty (years)333

BEST VALUE SMALL CARS UNDER $25K

1. Kia Cerato S

18

Nothing can beat a Kia warranty – seven years and unlimited kilometres – which brings enviable peace of mind; even in something you’d expect little trouble from, such as our category champ, the Cerato S. The Kia is among the least expensive to buy of the entry-level small car set, which helps offset its retained value forecast of only 57 percent. Some rivals demand fuel with a 95 octane rating, while the Cerato happily sips cheaper 91.

2. Mazda 3 Neo

18

3. Skoda Rapid Spaceback Ambition

18
Small Cars under $25KKia Cerato S manMazda 3 Neo manSkoda Rapid Spaceback Ambition man
Purchase Price$19,990$20,490$18,990
Combined cycle fuel (L/100km)6.65.85.4
Fuel RON (min. rec.)919195
Three-year fuel cost$3767$3311$3282
Redbook resale (%)57.063.759.5
Three-year depreciation$8596$7438$7691
AAMI insurance premium$730$804$731
Service interval (months)121212
Warranty (years)733

BEST VALUE SMALL CARS UNDER $35K

1. Mazda 3 SP25

18

It’s been a Mazda-fest so far! The money asked for Mazda’s SP25 mid-ranger gets you a small car with an appealing level of equipment, a bigger, gruntier 2.5-litre engine than under the bonnet of lesser versions, and enough style to draw in the punters. The 3’s excellent 66 percent retained value is largely responsible for its win, helped by a best-practice 12-month service interval.

2. Hyundai i30 Active diesel

18

3. Volkswagen Golf 92TSI wagon

18
Small Cars under $35KMazda 3 SP25 autoHyundai i30 Active autoVolkswagen Golf 92TSI Wagon auto
Purchase Price$25,190$25,890$25,840
Combined cycle fuel (L/100km)6.54.95.3
Fuel RON (min. rec.)91D95
Three-year fuel cost$3710$2961$3221
Redbook resale (%)65.957.459.8
Three-year depreciation$8590$11,029$10,388
AAMI insurance premium$848$837$851
Service interval (months)121212
Warranty (years)353

BEST VALUE PREMIUM SMALL CARS UNDER $50K

1. Audi A1 Sportback

18

Audi appeal is just as potent in concentrated form. The A1’s classy cabin might be shrunken compared with, say, an A4, but it’s just as slick. You don’t even need to spend beyond the base model thanks to a likeable new 1.0-litre turbo triple, which teams brilliantly with the five-speed manual.

2. MINI One 3dr

18

3. Peugeot 308 Allure HDi

undefined
Premium Small Cars under $50KAudi A1 Sportback man 1.0 TFSIMini One 3dr manPeugeot 308 Allure HDi auto
Purchase Price$26,900$24,950$35,290
Combined cycle fuel (L/100km)4.24.94.1
Fuel RON (min. rec.)9595D
Three-year fuel cost$2553$2978$2478
Redbook resale (%)60.058.059.7
Three-year depreciation$10,760$10,479$14,222
AAMI insurance premium$858$843$999
Service interval (months)121212
Warranty (years)333