These are the SUVs that should cost you the least to own over three years. This has been calculated by Wheels using fuel economy, maintenance and insurance costs, and the sum you can expect to lose in depreciation. Cars also get points for the length of their warranties. To read about the brains behind the formula, please click here to visit Wheels.

BEST VALUE BABY SUVS

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Sub-compact SUVs – we’re calling them ‘baby’ because ‘compact’ now means medium – have sparked the SUV segment in 2015. Mazda’s CX-3 is the coolest looking, and fun to drive. It also offers the best value. Keen pricing works with a resale figure among best in category to make the Mazda unstoppable. Never mind that the front-drive CX-3 won’t venture much further off road than a gravel driveway. It’s one of those rare creations that’s trendy yet sensible, and desirable yet affordable.

2. Peugeot 2008 Active

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3. Ford EcoSport Ambiente

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Baby SUVsMazda CX-3 Neo man 2.0L FWDPeugeot 2008 Active manFord EcoSport Ambiente man 1.5L
Purchase Price$19,990$21,990$20,790
Combined cycle fuel (L/100km)6.34.96.5
Fuel RON (min. rec.)919591
Three-year fuel cost$3596$2978$3710
Redbook resale (%)66.859.359.2
Three-year depreciation$6637$8950$8482
AAMI insurance premium$738$827$798
Service interval (months)121212
Warranty (years)333

BEST VALUE COMPACT SUVS UNDER $45K

1. Mazda CX-5 Maxx FWD

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Compact SUVs have become better value as they’ve grown in popularity, improving economy and shedding superfluous features to lower entry costs. In the base CX-5, the smaller 2.0-litre petrol four-cylinder works because it also does away with the AWD system of pricier versions, reducing weight and transmission losses. The cheapest CX-5 isn’t the least expensive of the soft-roaders considered for the category, but its resale is the best.

2. Kia Sportage Si

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Compact SUVs under $45KMazda CX-5 Maxx 2.0L FWDKia Sportage Si FWD 2.0iHyundai Tucson Active
Purchase Price$27,190$25,990$27,990
Combined cycle fuel (L/100km)6.48.27.8
Fuel RON (min. rec.)919191
Three-year fuel cost$3653$4680$4452
Redbook resale (%)67.860.861.0
Three-year depreciation$8755$10,188$10,916
AAMI insurance premium$863$851$854
Service interval (months)121212
Warranty (years)375

BEST VALUE COMPACT SUVS UNDER $70K

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Moving into this higher price bracket served to capture premium SUVs that previously lived in the Premium/Crossover category, but the classy Euros struggled to match the value equation of this high-spec Japanese wagon. At the Grand Touring level, the CX-5 is admirably well equipped with safety and convenience kit, and boasts all-wheel drive, a slick auto and the choice of petrol or diesel motivation.

2. Range Rover Evoque Pure

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3. Audi Q3 2.0 TFSI Sport Quattro

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Compact SUV under $70KMazda CX-5 Grand Touring 2.2DRange Rover Evoque eD4 Pure 3dr man 2.2DAudi Q3 2.0 TFSI quattro
Purchase Price$46,590$51,495$52,300
Combined cycle fuel (L/100km)5.74.96.7
Fuel RON (min. rec.)DD95
Three-year fuel cost$3445$2961$4072
Redbook resale (%)68.166.166.8
Three-year depreciation$14,862$17,457$17,364
AAMI insurance premium$1,162$1,167$1,183
Service interval (months)121212
Warranty (years)333

BEST VALUE MEDIUM SUVS

Kia Sorento Si

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You can buy any number of seven-seat SUVs for less than $40K, which makes them great value in terms of shifting bums on a budget. The Sorento is a tick more, at $40,990, but it retains 64 percent of your initial outlay over the first three years. That’s a great figure, much better than its 9.9L/100km economy (though at least it’s on 91 octane). Some in class are closer to 8L/100km.

2. Hyundai Santa Fe Active

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3. Holden Captiva 7 LS

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Medium SUV 7-seat under $60KKia Sorento Si auto 3.3iHyundai Santa Fe Active man 4×4 2.4iHolden Captiva 7 LS auto 2.4i
Purchase Price$40,990$38,490$30,490
Combined cycle fuel (L/100km)9.99.09.5
Fuel RON (min. rec.)919191
Three-year fuel cost$5651$5137$5422
Redbook resale (%)64.361.361.4
Three-year depreciation$14,633$14,896$11,769
AAMI insurance premium$967$993$916
Service interval (months)12129
Warranty (years)753

BEST VALUE LARGE SUVS

1. Ford Territory TX petrol

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Many in this category major on off-roadability, but the Territory shines on tarmac. It kicks off with a tantalisingly low entry price – the TX wears a $37,490 sticker – and although it’s on the thirsty side (10.2L/100km), it’s happy on regular 91-octane petrol. It’s also among the least costly to insure in class – about $990 per year – and boasts a 12-month service interval. If your big wagon will mainly live on the road, the Ford is a better bet than most 4x4s.

2. Mitsubishi Pajero GLX diesel

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Large SUV/4WDFord Territory TX 4.0i auto RWDMitsubishi Pajero GLX DiD manMazda CX-9 Classic
Purchase Price$37,490$50,990$43,770
Combined cycle fuel (L/100km)10.28.411
Fuel RON (min. rec.)91D91
Three-year fuel cost$5822$5077$6279
Redbook resale (%)55.660.160.0
Three-year depreciation$16,646$20,345$17,508
AAMI insurance premium$989$1169$1096
Service interval (months)121212
Warranty (years)353